{
 "generated": "2026-10-29T17:01:32Z",
 "notice": "National averages for education only. Not an offer, quote or rate available to you.",
 "series": {
  "mortgage30": {
   "latest": {
    "date": "2026-10-29",
    "value": 7.24
   },
   "previous": {
    "date": "2026-10-22",
    "value": 7.32
   },
   "history": [
    [
     "2025-10-30",
     6.17
    ],
    [
     "2025-11-06",
     6.22
    ],
    [
     "2025-11-13",
     6.24
    ],
    [
     "2025-11-20",
     6.26
    ],
    [
     "2025-11-26",
     6.23
    ],
    [
     "2025-12-04",
     6.19
    ],
    [
     "2025-12-11",
     6.22
    ],
    [
     "2025-12-18",
     6.21
    ],
    [
     "2025-12-24",
     6.18
    ],
    [
     "2025-12-31",
     6.15
    ],
    [
     "2026-01-08",
     6.16
    ],
    [
     "2026-01-15",
     6.06
    ],
    [
     "2026-01-22",
     6.09
    ],
    [
     "2026-01-29",
     6.1
    ],
    [
     "2026-02-05",
     6.11
    ],
    [
     "2026-02-12",
     6.09
    ],
    [
     "2026-02-19",
     6.01
    ],
    [
     "2026-02-26",
     5.98
    ],
    [
     "2026-03-05",
     6.0
    ],
    [
     "2026-03-12",
     6.11
    ],
    [
     "2026-03-19",
     6.22
    ],
    [
     "2026-03-26",
     6.38
    ],
    [
     "2026-04-02",
     6.46
    ],
    [
     "2026-04-09",
     6.37
    ],
    [
     "2026-04-16",
     6.3
    ],
    [
     "2026-04-23",
     6.23
    ],
    [
     "2026-04-30",
     6.3
    ],
    [
     "2026-05-07",
     6.37
    ],
    [
     "2026-05-14",
     6.36
    ],
    [
     "2026-05-21",
     6.51
    ],
    [
     "2026-05-28",
     6.53
    ],
    [
     "2026-06-04",
     6.48
    ],
    [
     "2026-06-11",
     6.52
    ],
    [
     "2026-06-18",
     6.47
    ],
    [
     "2026-06-25",
     6.49
    ],
    [
     "2026-07-02",
     6.43
    ],
    [
     "2026-07-09",
     6.49
    ],
    [
     "2026-07-16",
     6.55
    ],
    [
     "2026-07-23",
     6.58
    ],
    [
     "2026-07-30",
     6.66
    ],
    [
     "2026-08-06",
     6.69
    ],
    [
     "2026-08-13",
     6.67
    ],
    [
     "2026-08-20",
     6.65
    ],
    [
     "2026-08-27",
     6.66
    ],
    [
     "2026-09-03",
     6.71
    ],
    [
     "2026-09-10",
     6.76
    ],
    [
     "2026-09-17",
     6.95
    ],
    [
     "2026-09-24",
     7.03
    ],
    [
     "2026-10-01",
     7.28
    ],
    [
     "2026-10-08",
     7.4
    ],
    [
     "2026-10-15",
     7.4
    ],
    [
     "2026-10-22",
     7.32
    ],
    [
     "2026-10-29",
     7.24
    ]
   ],
   "label": "30-year fixed mortgage (national weekly average)",
   "unit": "%",
   "freq": "weekly",
   "source": "Freddie Mac Primary Mortgage Market Survey (PMMS)",
   "source_url": "https://www.freddiemac.com/pmms",
   "data_url": "https://www.freddiemac.com/pmms/docs/PMMS_history.csv",
   "fred_id": "MORTGAGE30US",
   "attribution": "Information provided by Freddie Mac.",
   "year_ago": {
    "date": "2025-10-30",
    "value": 6.17
   },
   "scope": "Conventional, conforming, purchase loans to borrowers with strong credit and 20% down; average of the Thursday-Wednesday application week."
  },
  "mortgage15": {
   "latest": {
    "date": "2026-10-29",
    "value": 6.6
   },
   "previous": {
    "date": "2026-10-22",
    "value": 6.68
   },
   "history": [
    [
     "2025-10-30",
     5.41
    ],
    [
     "2025-11-06",
     5.5
    ],
    [
     "2025-11-13",
     5.49
    ],
    [
     "2025-11-20",
     5.54
    ],
    [
     "2025-11-26",
     5.51
    ],
    [
     "2025-12-04",
     5.44
    ],
    [
     "2025-12-11",
     5.54
    ],
    [
     "2025-12-18",
     5.47
    ],
    [
     "2025-12-24",
     5.5
    ],
    [
     "2025-12-31",
     5.44
    ],
    [
     "2026-01-08",
     5.46
    ],
    [
     "2026-01-15",
     5.38
    ],
    [
     "2026-01-22",
     5.44
    ],
    [
     "2026-01-29",
     5.49
    ],
    [
     "2026-02-05",
     5.5
    ],
    [
     "2026-02-12",
     5.44
    ],
    [
     "2026-02-19",
     5.35
    ],
    [
     "2026-02-26",
     5.44
    ],
    [
     "2026-03-05",
     5.43
    ],
    [
     "2026-03-12",
     5.5
    ],
    [
     "2026-03-19",
     5.54
    ],
    [
     "2026-03-26",
     5.75
    ],
    [
     "2026-04-02",
     5.77
    ],
    [
     "2026-04-09",
     5.74
    ],
    [
     "2026-04-16",
     5.65
    ],
    [
     "2026-04-23",
     5.58
    ],
    [
     "2026-04-30",
     5.64
    ],
    [
     "2026-05-07",
     5.72
    ],
    [
     "2026-05-14",
     5.71
    ],
    [
     "2026-05-21",
     5.85
    ],
    [
     "2026-05-28",
     5.87
    ],
    [
     "2026-06-04",
     5.79
    ],
    [
     "2026-06-11",
     5.84
    ],
    [
     "2026-06-18",
     5.81
    ],
    [
     "2026-06-25",
     5.84
    ],
    [
     "2026-07-02",
     5.79
    ],
    [
     "2026-07-09",
     5.82
    ],
    [
     "2026-07-16",
     5.93
    ],
    [
     "2026-07-23",
     5.96
    ],
    [
     "2026-07-30",
     6.04
    ],
    [
     "2026-08-06",
     6.01
    ],
    [
     "2026-08-13",
     5.96
    ],
    [
     "2026-08-20",
     5.95
    ],
    [
     "2026-08-27",
     5.98
    ],
    [
     "2026-09-03",
     6.04
    ],
    [
     "2026-09-10",
     6.09
    ],
    [
     "2026-09-17",
     6.26
    ],
    [
     "2026-09-24",
     6.42
    ],
    [
     "2026-10-01",
     6.6
    ],
    [
     "2026-10-08",
     6.73
    ],
    [
     "2026-10-15",
     6.71
    ],
    [
     "2026-10-22",
     6.68
    ],
    [
     "2026-10-29",
     6.6
    ]
   ],
   "label": "15-year fixed mortgage (national weekly average)",
   "unit": "%",
   "freq": "weekly",
   "source": "Freddie Mac Primary Mortgage Market Survey (PMMS)",
   "source_url": "https://www.freddiemac.com/pmms",
   "data_url": "https://www.freddiemac.com/pmms/docs/PMMS_history.csv",
   "fred_id": "MORTGAGE15US",
   "attribution": "Information provided by Freddie Mac.",
   "year_ago": {
    "date": "2025-10-30",
    "value": 5.41
   },
   "scope": "Same borrower profile as the 30-year average."
  },
  "auto_new60": {
   "latest": {
    "date": "2026 Q3",
    "value": 7.54
   },
   "previous": {
    "date": "2026 Q2",
    "value": 7.14
   },
   "history": [
    [
     "2023 Q4",
     8.15
    ],
    [
     "2024 Q1",
     8.22
    ],
    [
     "2024 Q2",
     8.2
    ],
    [
     "2024 Q3",
     8.4
    ],
    [
     "2024 Q4",
     7.82
    ],
    [
     "2025 Q1",
     8.04
    ],
    [
     "2025 Q2",
     7.67
    ],
    [
     "2025 Q3",
     7.64
    ],
    [
     "2025 Q4",
     7.24
    ],
    [
     "2026 Q1",
     7.53
    ],
    [
     "2026 Q2",
     7.14
    ],
    [
     "2026 Q3",
     7.54
    ]
   ],
   "label": "60-month new-car loan at commercial banks",
   "unit": "%",
   "freq": "quarterly",
   "source": "Federal Reserve Board, G.19 Consumer Credit (Terms of Credit)",
   "source_url": "https://www.federalreserve.gov/releases/g19/current/",
   "data_url": "https://www.federalreserve.gov/releases/g19/HIST/cc_hist_tc_levels.html",
   "fred_id": "RIFLPBCIANM60NM",
   "fed_last_update": "October 07, 2026",
   "scope": "Average rate at commercial banks; not seasonally adjusted."
  },
  "auto_new72": {
   "latest": {
    "date": "2026 Q3",
    "value": 7.17
   },
   "previous": {
    "date": "2026 Q2",
    "value": 6.97
   },
   "history": [
    [
     "2023 Q4",
     8.67
    ],
    [
     "2024 Q1",
     8.41
    ],
    [
     "2024 Q2",
     8.32
    ],
    [
     "2024 Q3",
     8.76
    ],
    [
     "2024 Q4",
     7.67
    ],
    [
     "2025 Q1",
     8.16
    ],
    [
     "2025 Q2",
     7.73
    ],
    [
     "2025 Q3",
     7.8
    ],
    [
     "2025 Q4",
     7.5
    ],
    [
     "2026 Q1",
     7.53
    ],
    [
     "2026 Q2",
     6.97
    ],
    [
     "2026 Q3",
     7.17
    ]
   ],
   "label": "72-month new-car loan at commercial banks",
   "unit": "%",
   "freq": "quarterly",
   "source": "Federal Reserve Board, G.19 Consumer Credit (Terms of Credit)",
   "source_url": "https://www.federalreserve.gov/releases/g19/current/",
   "data_url": "https://www.federalreserve.gov/releases/g19/HIST/cc_hist_tc_levels.html",
   "fred_id": "RIFLPBCIANM72NM",
   "fed_last_update": "October 07, 2026",
   "scope": "Average rate at commercial banks; not seasonally adjusted."
  },
  "auto_fin_new": {
   "latest": {
    "date": "2026 Q2",
    "value": 6.31
   },
   "previous": {
    "date": "2026 Q1",
    "value": 6.16
   },
   "history": [
    [
     "2023 Q3",
     6.73
    ],
    [
     "2023 Q4",
     6.98
    ],
    [
     "2024 Q1",
     6.23
    ],
    [
     "2024 Q2",
     6.35
    ],
    [
     "2024 Q3",
     6.19
    ],
    [
     "2024 Q4",
     6.04
    ],
    [
     "2025 Q1",
     6.43
    ],
    [
     "2025 Q2",
     6.61
    ],
    [
     "2025 Q3",
     6.27
    ],
    [
     "2025 Q4",
     6.13
    ],
    [
     "2026 Q1",
     6.16
    ],
    [
     "2026 Q2",
     6.31
    ]
   ],
   "label": "New-car loan at auto finance companies",
   "unit": "%",
   "freq": "quarterly",
   "source": "Federal Reserve Board, G.19 Consumer Credit (Terms of Credit)",
   "source_url": "https://www.federalreserve.gov/releases/g19/current/",
   "data_url": "https://www.federalreserve.gov/releases/g19/HIST/cc_hist_tc_levels.html",
   "fred_id": "RIFLPCFANNM",
   "fed_last_update": "October 07, 2026",
   "scope": "Average rate on new-car loans made by finance companies (including captive lenders); can reflect manufacturer-subsidized rates."
  },
  "personal24": {
   "latest": {
    "date": "2026 Q3",
    "value": 11.9
   },
   "previous": {
    "date": "2026 Q2",
    "value": 11.86
   },
   "history": [
    [
     "2023 Q4",
     12.35
    ],
    [
     "2024 Q1",
     12.49
    ],
    [
     "2024 Q2",
     11.92
    ],
    [
     "2024 Q3",
     12.33
    ],
    [
     "2024 Q4",
     12.32
    ],
    [
     "2025 Q1",
     11.66
    ],
    [
     "2025 Q2",
     11.57
    ],
    [
     "2025 Q3",
     11.14
    ],
    [
     "2025 Q4",
     11.63
    ],
    [
     "2026 Q1",
     11.36
    ],
    [
     "2026 Q2",
     11.86
    ],
    [
     "2026 Q3",
     11.9
    ]
   ],
   "label": "24-month personal loan at commercial banks",
   "unit": "%",
   "freq": "quarterly",
   "source": "Federal Reserve Board, G.19 Consumer Credit (Terms of Credit)",
   "source_url": "https://www.federalreserve.gov/releases/g19/current/",
   "data_url": "https://www.federalreserve.gov/releases/g19/HIST/cc_hist_tc_levels.html",
   "fred_id": "TERMCBPER24NS",
   "fed_last_update": "October 07, 2026",
   "scope": "Average rate at commercial banks; not seasonally adjusted."
  }
 }
}